Tips:
1. The account name of bank used for payment must be the same as the account name of Futu Securities.
2. It takes time for the bank to process the remittance request, and the bank's notification of "remitted" does not indicate that Futu Securities has received the funds. The funds need to be settled and approved after arriving at Futu Securities. The bank and Futu Securities do not process remittance during public holidays in Hong Kong. Please allow the time for remittance processing.
3. Futu doesn't accept any cash deposit or e-wallet transfer.
The Bank-Securities transfer services of China Merchants Bank Hong Kong Branch, China Minsheng Bank Hong Kong Branch support USD and HKD while Airstar Bank support HKD, USD, and CNH. The operation guidelines are as follow:
1. What is Bank-Securities Transfer?
2. Advantages of Bank-Securities Transfer
3. How to open Bank-Securities Transfer Sevice?
4. How to deposit funds through the Bank-Securities Transfer method?
5. How to withdraw funds through the Bank-Securities Transfer method?
6. Estimated completion time
1. What is Bank-Securities Transfer?
Bank-Securities Transfer provides convenient fund transfer service between bank accounts and securities accounts. You can either transfer funds from the bank account directly to the Futu Securities account, or directly withdraw funds from Futu Securities account to the bank account.
2. Advantages of Bank-Securities Transfer
● Safe: Futu Securities and China Merchants Bank, Hong Kong Branch, Airstar Bank set up a private network to ensure the safety of funds.
● Free: All services are free, including opening bank-securities transfer function, depositing funds and withdrawing funds
● Instant: It takes only 5 Minutes to set up and 5 Minutes to deposit. You can receive the funds on the same day that you submit the withdrawal request.
3. How to open Bank-Securities Transfer Sevice?
You can deposit or withdraw funds via bank-securities transfer service after the setup.
3.1 China Merchants Bank Hong Kong Branch
1) Apply for China Merchants Bank Hong Kong Card and activate it.
2) Log in to "Personal Banking Hong Kong Professional Edition", select "All-in-one Card - Bank Securities Transfer - Feature application and cancellation - Add". "Broker Name" select Futu Securities, and enter your Futu NiuNiu number for "Securities HKD/USD A/C" , and finally submit the application.
3.2 China Minsheng Bank Hong Kong Branch
1) Activate the account in Online Banking or Mobile Banking.
2) Log in to Online Banking or Mobile Banking, select "Bank Securities Transfer - Linked Account Maintenance - Add Linked Account", select Futu Securities for "Merchant Name", enter your Futu NiuNiu number for "Linked Account", and finally submit the application.
3.3 Airstar Bank
Obtain Authorisation from Airstar Bank
4. How to deposit funds through the Bank-Securities Transfer method?
4.1 China Merchants Bank Hong Kong Branch
Log in to "Personal Banking Hong Kong Professional Edition", and select "All-in-one-card - Bank Securities Transfer - Transfer from All-in-one-card to Broker/Merchant Account"
Fill in the following information:
Currency: select "HKD or USD"
Broker/merchant name: Futu Securities
Transfer amount: Enter the transfer amount
4.2 China Minsheng Bank Hong Kong Branch
Log in to Online Banking or Mobile Banking, select "Bank Securities Transfer - Transfer out/Transfer in - Transfer from Bank to Merchant"
Fill in the following information:
Currency: select "HKD or USD"
Broker/merchant name: Futu Securities
Transfer amount: Enter the transfer amount
4.3 Airstar Bank
Deposit Funds via Bank-Securities Transfer from Airstar Bank
5. How to withdraw funds through the Bank-Securities Transfer method?
Confirm the withdrawal amount in the Futu account first, and then initiate a withdrawal application at the bank.
5.1 China Merchants Bank Hong Kong Branch
Log in to "Personal Banking Hong Kong Professional Edition", and select "All-in-one-card - Bank Securities Transfer - Transfer from Broker/Merchant Account to All-in-one-card"
Fill in the following information:
Currency: select "HKD or USD"
Broker/merchant name: Futu Securities
Transfer amount: Enter the transfer amount
5.2 China Minsheng Bank Hong Kong Branch
Log in to Online Banking or Mobile Banking, select "Bank Securities Transfer - Transfer out/Transfer in - Transfer from Merchant to Bank"
Fill in the following information:
Currency: select "HKD or USD"
Broker/merchant name: Futu Securities
Transfer amount: Enter the transfer amount
5.3 Airstar Bank
Withdraw Funds via Bank-Securities Transfer to Airstar Bank
6. Estimated completion time
● Estimated completion time of opening bank-securities transfer service
| Request Time | Opening time |
| Before 18:00 on Hong Kong trading day | Within 5 minutes |
| Other periods | Before 08:10 on the next trading day |
● Estimated time for the deposits in HKD
Airstar Bank
| Request Time | Estimated Arrival Time |
| Any time | Within 5 minutes |
China Merchants Bank Hong Kong Branch
| Request Time | Estimated Arrival Time |
| Hong Kong trading day 08:00 - 18:55 (The single amount does not exceed HKD 10 million) | Within 5 minutes |
| Hong Kong trading day 08:00 - 15:55 (The single amount exceeds HKD 10 million) | Within 2 hours |
| Non-HK stock trading hours | Before 08:10 on the next trading day |
China Minsheng Bank Hong Kong Branch
| Request Time | Estimated Arrival Time |
| Hong Kong trading day 08:00 - 17:55 (The single amount does not exceed HKD 10 million) | Within 5 minutes |
| Hong Kong trading day 08:00 - 15:55 (The single amount exceeds HKD 10 million) | Within 2 hours |
| Non-HK stock trading hours | Before 08:10 on the next trading day |
Notes:
If margin is used on T day, and the outstanding amount is settled by 08:55 on T+1 day, no interest will be incurred. However, if the outstanding amount is settled after 08:55 on T+1 day, interest for the margin used on T day will accrue and stop accruing on the next trading day.
The funds deposited before 15:55 on the trading day will appear in the statement on the same day. The funds deposited at other times will appear in the statement on the next trading day.
● Estimated time for the deposit in USD
Airstar Bank
| Request Time | Estimated Arrival Time |
| Any time | Within 5 minutes |
China Merchants Bank Hong Kong Branch, or China Minsheng Bank Hong Kong Branch
| Request Time | Estimated Arrival Time |
| Hong Kong trading day 09:00 - 15:55 (The single amount does not exceed USD 1.5 million) | Within 5 minutes |
| Hong Kong trading day 09:00 - 15:55 (The single amount exceeds USD 1.5 million) | Within 2 Hours |
| Non-HK stock trading hours | Before 09:10 on the next trading day |
Notes:
The time mentioned above refers to Beijing time, and the trading day refers to the trading days of Hong Kong Stock Market.
● Deposits in CNH
Airstar Bank
Request Time | Estimated Arrival Time |
| Any time | Within 5 minutes |
● Estimated completion time of funds withdrawal
| Request Time | Estimated Arrival Time | Estimated Arrival Time |
| 8:40 AM - 3:55 PM* | Within 5 minutes | Immediately upon arrival |
| Other times | Before 9:10 AM on the next trading day |
Notes:
More than 2 withdrawal requests in 1 day or the amount of 1 withdrawal request is more than 3 million HKD/ 0.5 million USD needs to have manual approval. Approximately it will be completed before 16:00 during the HK stock trading day.
For single withdrawal amount over HKD 8 million / USD 2 million, it may take T+1 trading day to complete, please make advance arrangement.
