Tips:
1. Your payment account name must be the same as your FUTU Securities account name. Funds transfered from third-party accounts, E-wallets or cash transfers will not be accepted.
2. Your transferred funds needs to be settled and verified after FUTU have received your transfer. FUTU do not process remittance during Hong Kong public holidays. Please allow the time for remittance processing.
FPS Transfer is a fully connected fast payment system for banks launched by the Hong Kong Monetary Authority on 30 September 2018.
● Instant interbank transfers
● Free of charge
● FUTU supports HKD and CNH.
● Use FPS ID for funds transfer rather than account number.
Log in your China Merchants Bank APP, Find [Fund Transfer]. Fill in the form with the following information.
|
FPS ID |
7522014 |
|
Beneficiary Bank |
INDUSTRIAL AND COMMERCIAL BANK OF CHINA (ASIA) |
|
Beneficiary's Name |
FUTU SECURITIES INTL (HK) LTD |
Please double check your transfer information before submit.
When making a deposit with Futu, clients are required to notify Futu through the Futubull app after initiating the deposit process. This notification step is essential for all deposits, except for those made via bank-securities transfer and eDDA.
Notes:
Your deposit cannot be processed unless you send a notification to Futu.
The notification is used to identify your deposit information. If you have not made a deposit at a bank, Futu will not automatically deduct funds from your bank account.
1. Go to the Accounts tab
2. Select Transfer > Deposit
Additional Notes:
For a successful deposit, it is important to notify Futu after initiating a bank transfer and select the correct currency, remitting bank, and deposit method when sending the notification.
If Futu does not receive your notification within 20 calendar days, your funds may be returned to the bank.
If you make multiple deposits, please send separate notifications for each deposit to Futu accordingly.
You can check your deposit status or history in deposit history page.
PATH: Launch FUTU APP > Accounts > Any Account > More > Funds Records
HKD Deposit
| Deposit Time | Estimated Available Time |
| Mon 8:00 AM - Fri 3:00 PM | Within 2 hours |
| Other times | Before Next Mon 11:00 AM |
CNH Deposit
| Deposit Time | Estimated Available Time |
| Trading day 8:00 AM - 4:00 PM | Within 2 hours |
| Other times | Before 11:00 AM next trading day |
Majority of banks do not charge fees at this stage, but FUTU do not guarantee that some institutions do, and FUTU do not guarantee that fees might required in the future. For further details, please consult the bank.
The reference arrival time for depositing HKD is only applicable if the recipient bank is ICBC (Asia) FPS ID: 7522014
The reference arrival time for depositing CNH is only applicable if the recipient bank is Bank of China (Hong Kong) FPS ID: 1166255
The amount in arrears returned before 15:55 on the trading day will stop calculating the interests on the same day. The amount in arrears returned at other times will stop calculating interests on the next trading day.
Funds are transferred instantly to Futu's account via FPS after the customer's transfer. After manual approval, funds will arrive at the customer's Futu Securities account.
The funds deposited before 15:55 on the trading day will appear in the statement on the same day. The funds deposited at other times will appear in the statement on the next trading day.
The above estimated available time is for reference only. The actual available time may be affected by various factors, such as holidays, incorrect information, etc. Please refer to the actual available time.
Disclaimer
The above guide screenshots are shared by users for reference only. If there is any discrepancy between the screenshots and the actual interface of the bank, please confirm with the bank regarding the filling of the content.
FUTU HK may update the relevant content of this article in the help center from time to time without prior notice.
FUTU HK will not be liable for any form of losses caused by this guide or content updates.