Withdraw guide (general)

Notes:
1. Unless otherwise specified, the following times are based on Hong Kong stock trading days.
2. The bank account must be opened by the same name as the securities account and does not support withdrawals to other people's bank accounts.
3. Futu's processing time for withdrawal requests is 9:00 - 15:00 on Hong Kong stock trading days, withdrawal requests will be accepted until 11:00 (For Wire transfer) or 4:00. (For BST) on the trading day, after which withdrawal requests will be processed on the following trading day.
4. During holidays and holidays, banks are closed, which may affect the withdrawal time, please wait for the bank to process the withdrawal after the holidays. The following times are estimates, please refer to the actual time of arrival of funds, Futu reserves the right of interpretation.

The guidelines for the withdrawal of funds are as follows:

1. Confirmation of withdrawals

2. Withdrawal methods and arrival times

2.1 Bank of Hong Kong

2.2 Bank-Securities Transfer

2.3 Offshore Chinese banks

1. Confirmation of withdrawals

Before withdrawing funds from your Futu Securities account, it is essential to confirm the amount available for withdrawal on that day.

A variety of factors can affect this amount, including deposits and withdrawals, stock transactions, trading fees, and settlements, and these may not instantly influence the amount you can withdraw. For example, after selling stocks, you must wait for the brokerage and exchange to complete the settlement before the funds can be withdrawn. Different markets follow different settlement rules: Hong Kong stocks are currently settled on a T+2 basis, while US stocks are settled on a T+1 basis.

2. Withdrawal Methods and Arrival Times

2.1 Hong Kong Banks

View Detailed Instruction

● Fees: Free

● Estimated arrival time of withdrawal funds:

Note: Cash Plus withdrawals take 2-5 business days to process. Actual arrival time depends on fund redemption and bank processing times.

● How to withdraw:

Open the app, and go to Accounts > Transfers > Withdraw

2.2 Hong Kong Banks: Bank-Securities Transfer

How to transfer from your Securities Account to your Bank Account.

View Detailed Instruction

Futu supports withdrawals via bank-securities transfer to China Merchants Bank Hong Kong Branch, China Minsheng Bank Hong Kong Branch, and Airstar Bank. Please note that you must obtain authorisation for bank-securities transfer from these banks before you can withdraw funds via bank-securities transfer.

Fees: Free

Supported Currencies:

Arrival Time:

Notes:

1. A withdrawal exceeding 3 million HKD or 500,000 USD requires manual approval and is expected to be completed before 4:00 PM on a Hong Kong stock trading day.

2. A withdrawal exceeding 8 million HKD or 2 million USD may take one business day to complete. Please allow some time for your withdrawal to complete.

2.3 Offshore Banks

Withdrawal by Bank of China (Hong Kong) Telegraphic Transfer

● Fees: Remittance fee is about HKD 105-500 per transaction, and additional fees may be incurred by the correspondent and receiving banks.

Note:

1. Telegraphic Transfer often incurs fees from the remittance bank, receiving bank, and any correspondent banks involved.

2. As these fees are directly charged by the banks, the actual amount received by the payee may be reduced due to the deduction of these fees.

● Arrival time of withdrawal funds:

Funds will be remitted within 1-2 working days after the withdrawal request. Cross-border transfers may result in uncertain fund arrival times.

Note: Cash Plus withdrawals are remitted within 2-5 working days upon request. The actual arrival time is subject to the fund company's redemption time and bank processing times.

● How to withdraw:

Open the app, and go to Accounts > Transfers > Withdraw

Note: Ensure the name order on your withdrawal request matches that of your bank account to avoid failed transfers and potential bank fees.