Notes:
1. The account name of bank used for payment must be the same as the account name of Futu Securities.
2. It takes time for the bank to process the remittance request, and the bank's notification of "remitted" does not indicate that Futu Securities has received the funds. The funds need to be settled and approved after arriving at Futu Securities.
3. Futu doesn't accept any cash deposit or e-wallet transfer.
4. Futu HK may refuse the deposit of funds from some special channels (including third-party payment service providers, overseas banks and bureau de change) to protect the safety of your funds and for other compliance reasons. After the refusal, Futu HK will notify the relevant customer to return the funds via the same channel or other means. Some special channels may deduct the refund fee from the remittance amount. Please deposit funds with a bank account currently tied to the system.
Guide for funds transfer by FPS
2. How do I deposit funds by FPS Transfer?
FPS Transfer is a fully connected fast payment system for banks launched by the Hong Kong Monetary Authority on 30 September 2018.
● Instant interbank transfers
● Free of charge
● 365x24x7 Transfer service
● Futu supports HKD and CNH.
● The FPS realizes fast payment through FPS ID, and will support QR Code scanning and other payment methods.
● Customers can deposit funds through FPS ID of Futu Securities directly without mobile phone number or email address to register for FPS, customers can deposit FPS Code.
FPS ID(HKD): 7522014
Beneficiary Bank: INDUSTRIAL AND COMMERCIAL BANK OF CHINA (ASIA)
Beneficiary's Name: FUTU SECURITIES INTERNATIONAL (HONG KONG) LIMITED
FPS ID(CNH): 1166255
Beneficiary Bank: BANK OF CHINA (HONG KONG) LIMITED
Beneficiary's Name: FUTU SECURITIES INTERNATIONAL (HONG KONG) LIMITED
● Log in E-banking
● Select "FPS"
● Fill in the FPS ID and complete the transfer.
Customers can deposit funds through FPS ID of Futu Securities directly without mobile phone number or email address to register for FPS, customers can deposit FPS ID.
Notify Futu to collect payment: Deposit notification will be sent to Futu after the remittance.
If the deposit notice is not issued for more than 20 calendar days, the fund may be returned by the bank.
Notify Futu after initiating a deposit
HKD Deposit
| Deposit Time | Estimated Available Time |
| Mon 8:00 AM - Fri 3:00 PM | Within 2 hours |
| Other times | Before next Mon 11:00 AM |
CNH Deposit
| Deposit Time | Estimated Available Time |
| Trading day 8:00 AM - 4:00 PM | Within 2 hours |
| Other times | Before 11:00 AM next trading day |
Notes:
1. The reference arrival time for depositing HKD is only applicable if the recipient bank is ICBC (Asia) FPS ID: 7522014.
2. The reference arrival time for depositing CNH is only applicable if the recipient bank is Bank of China (Hong Kong) FPS ID: 1166255.
3. The amount in arrears returned before 15:55 on the trading day will stop calculating the interests on the same day. The amount in arrears returned at other times will stop calculating interests on the next trading day.
4. Funds are transferred instantly to Futu's account via FPS after the customer's transfer. After manual approval, funds will arrive at the customer's Futu Securities account.
5. The funds deposited before 15:55 on the trading day will appear in the statement on the same day. The funds deposited at other times will appear in the statement on the next trading day.
6. The above estimated available time is for reference only. The actual available time may be affected by various factors, such as holidays, incorrect information, etc. Please refer to the actual available time.
Most E-banking and SVF do not charge fees at this stage, but we do not guarantee that some institutions do, and we do not guarantee that different fee arrangements may apply thereafter. For further details, please consult the customer's remittance bank and beneficiary bank (ICBC Asia, BOC HK).
You can view the progress and estimated completion time of your funds deposit at any time in your history.
View at: Accounts > Any Account > More > Funds Records
Disclaimer
1. The above guide screenshots are shared by users for reference only. If there is any discrepancy between the screenshots and the actual interface of the bank, please confirm with the bank regarding the filling of the content.
2. FUTU HK may update the relevant content of this article in the help center from time to time without prior notice.
3. FUTU HK will not be liable for any form of losses caused by this guide or content updates.