FUTU HK Help Center-[HK Bank] Withdraw Funds via Bank-Securities Transfer to Airstar Bank

[HK Bank] Withdraw Funds via Bank-Securities Transfer to Airstar Bank

Keep in mind:
Unless otherwise specified, the times mentioned below are based on Hong Kong stock trading days.
As banks do not operate during holidays and market closures, withdrawal processing time may be affected.
The times mentioned below are estimates and are subject to change. Futu reserves the right of interpretation.

Instructions

You can withdraw funds in HKD, USD, and CNH via bank-securities transfer. Here are the steps:

1. Obtain Authorisation for Bank-Securities Transfer

Before you can withdraw funds via bank-securities transfer, you need to obtain authorisation from Airstar Bank. For more information, see this article.

2. Make a Withdrawal

To submit a withdrawal request in the app:

Go to the Accounts tab > Transfers > Withdraw
Select the currency you want to withdraw
Choose Airstar Bank as the receiving bank
Enter the withdrawal amount
Check that all information is correct, and tap Confirm

3. Estimated Arrival Time

3.1 Why can't a withdrawal via bank securities transfer be credited to my account in real time?

Due to the strict regulations of the Hong Kong market, as well as the service limitations of Hong Kong banks, bank-securities transfer between Futu and Airstar Bank requires funds settlement and approval. Therefore, real-time transfer is temporarily unavailable.

We will work to improve the bank-securities transfer process and strive for real-time arrival in the future. Nevertheless, bank-securities transfers are still much faster than ordinary online bank transfers.

3.2 What is the processing time for a withdrawal via bank-securities transfer?

Withdrawal Type	Request Time	Estimated Arrival Time	Estimated Available Time
Withdrawable Cash	8:40 AM - 3:55 PM*	Within 5 minutes	Immediately upon arrival
Withdrawable Cash	Other times	Before 9:10 AM on the next trading day	Immediately upon arrival
Maximum Balance	8:40 AM - 10:55 AM*	Within 5 minutes	Immediately upon arrival
Maximum Balance	Other times	Before 9:10 AM on the next trading day	Immediately upon arrival

*Notes:

The above arrival times are estimates and are subject to change.
A withdrawal exceeding 3 million HKD or 500,000 USD requires manual approval and is expected to be completed before 4:00 PM on a Hong Kong stock trading day.
A withdrawal exceeding 8 million HKD or 2 million USD may take one business day to complete. Please allow some time for your withdrawal to complete.

Helpful？

Yes No

Market Insights

Discussing

中美關稅談判喜迎突破！市場會否迎來狂歡？

市場重磅利好消息不斷！5月11日，中美經貿中方牽頭人、國務院副總理何立峰表示中美經貿高層會談取得實質性進展。5月12日下午，中方公佈中美日內瓦經貿會談聯合聲明。聲明公佈後，港股瞬間拉漲，恒生指數一度漲超3%，恒生科技指數一度漲超5%。美股開盤，納指一度漲超3.6%，標普漲超2.6 Show More

Food流油

Apr 14 07:43

"Leaving the Group - Raising Taxes - Tweeting: The 'Money Making Strategy' of the Most Wild Gemini in Contemporary Times"

It's said that Trump is a walking drama machine, raising tariffs today and praising China tomorrow, making stock investors feel like they are on a roller coaster every day. But if you have seen hisThe Art of Trade, and then take another look at hisGemini horoscope—Wow! This guy's approach is simply the business version of "Empresses in the Palace", with every step marked by the four big characters "I want to make money".
The main core strategy in the book "The Art of Trade" is the combination of business thinking and the art of gaming.
Its core logic can be summarized into the following five dimensions:
1. The underlying logic of "creating momentum" and "the combination of reality and illusion".
The book emphasizes "always let the other party make the first offer" and "exaggerate demand to gain leverage."This strategy is often seen in tariff policies and trade negotiations.
[Example]
By imposing tariffs on various countries to create pressure, opponents are forced to the negotiation table, and then an agreement is reached through phased concessions.
II. Practical Application of the "Big Negotiation" Strategy
First, he scared everyone quite a bit, and then he gave a little reward.Imagine you are bargaining in a vegetable market, and Trump's approach is to first raise a loudspeaker and shout: "This pile of cabbage must be sold to me for 100 yuan today!" When the vendor is stunned, he suddenly rubs his hands and says: "But seeing that you are not having an easy time, let's settle for 80 yuan~"
[Example]
1. In 2018, tariffs were imposed on CN commodities, turning the global stock market into a green wilderness. Just when everyone was about to collapse, he suddenly signed a first-phase agreement and triumphantly tweeted: "No one understands deals better than I do!"
2. On April 2, 2025, ...