Tips:
1. The name of the bank account owner must match that of the security account owner. Funds cannot be withdrawn to other people's bank account.
2. It takes time for the bank to process the remittance request, and the bank's notification of "remitted" does not indicate Futu Securities has received the funds. The funds need to be settled and approved after arriving at Futu Securities. The bank and Futu Securities do not process remittance during holidays and public holidays in Hong Kong. Please reserve time for remittance processing.
3. Futu doesn't accept any cash deposit or e-wallet transfer.
4. Futu HK may refuse the deposit of funds from some special channels (including third-party payment service providers, overseas banks and bureau de change) to protect the safety of your funds and for other compliance reasons. After the refusal, Futu HK will notify the relevant customer to return the funds via the same channel or other means. Some special channels may deduct the refund fee from the remittance amount. Please deposit funds with a bank account currently tied to the system.
This guide is a general version of Futu Deposit Process. For more detail, please refer to [ How many deposit methods does Futu support? ]
Procedures and guidelines for transferring funds are as follows:
1. How to deposit funds in Futu?
2. What currencies does Futu support?
3. How many deposit methods does Futu support?
4. Does Futu have a deposit threshold?
Support multiple deposit methods such as eDDA
For some deposit methods, you need to notify Futu to collect payment. If the deposit notice is not issued for more than 20 calendar days, the fund may be returned by the bank.
2.1 Support HKD, USD, CNH, JPY currencies for deposit.
2.2 Support real-time exchange between currencies after deposit in Futu account.
*CNH is CNY circulated outside of mainland China, which can be deposited into Futu A-share account (including Shanghai Stock Connect and Shenzhen Stock Connect) to trade eligible stocks in Shanghai and Shenzhen Exchange.
| Transfer methods | Transfer steps | Available Time | Fees charged | Guide for steps |
| eDDA | Deposit funds by Futu App | 5 minutes | free | Click for details |
| Bank-Securities Transfer | E-banking Transfer | 5 minutes | free | Click for details |
| FPS | 1.E-banking transfer 2.Notify Futu to collect payment |
2 hours | free | Click for details |
| E-banking | 1.Online bank transfer 2.Notify Futu to collect payment |
Within 2 hours for inner bank transfer 1-3 trading days for the inter-bank transfer |
No charge from Futu Bank may charge |
Click for details |
| Bank Counter/ATM | 1.Offline transfer 2.Notify Futu to collect payment
|
Within 2 hours for inner bank transfer 1-3 trading days for the inter-bank transfer |
No charge from Futu Bank may charge |
Click for details |
| Check | 1.Offline submission 2.Notify Futu to collect payment |
2 trading days or more | No charge from Futu Bank may charge |
Click for details |
| Transfer methods | Transfer steps | Available Time | Fees charged | Guide for steps |
| E-banking | 1.Online bank transfer 2.Notify Futu to collect payment |
1-3 trading days | No charge from Futu Bank may charge |
Click for details |
| Transfer methods | Transfer steps | Available Time | Fees charged | Guide for steps |
| E-banking | 1.Online bank transfer 2.Notify Futu to collect payment |
1-3 trading days | No charge from Futu Bank may charge |
Click for details |
3.4 Bank Account in other regions
| Transfer methods | Transfer steps | Available Time | Fees charged | Guide for steps |
| E-banking | 1.Get Futu Bene's A/C 2.E-banking transfer 3.Notify Futu to collect payment
|
3-5 trading days | No charge from Futu Bank may charge |
Click for details |
*Available Time is estimated time for Futu to complete the deposit.
Futu have no deposit threshold*
*A minimum deposit of HK$10,000 is required to open Futu account online in Hong Kong.