FUTU HK Help Center-Description of risk tolerance assessment
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Description of risk tolerance assessment

1. What is the risk tolerance assessment?

Risk tolerance assessment is a session before investors buy relevant investment products, aiming to understand the risk tolerance of investors and other conditions, so as to assist investors to choose appropriate financial products or financial services and make the investment products or services provided match the risk tolerance level of investors.


2. What determines the outcome of the assessment?

The outcome of your risk tolerance assessment is determined by the combined score of the two parts: investment ability and investment willingness. According to the assessment outcome of the risk-bearing capacity of investors, Futu will divide the risk-bearing capacity of investors from low to high into five types: conservative, steady, balanced, growth, and aggressive.


3. What do different types represent respectively?

Conservative: Able to accept investments with slight risk and price fluctuations in order to obtain slight returns and asset appreciation.

Steady: Able to accept investments with low risk and price fluctuation in order to obtain lower returns and asset appreciation.

Balanced: Able to accept investments with moderate risk and price fluctuation in pursuit of certain level of returns and asset appreciation.

Growth: Able to accept investments with medium to high risk and price fluctuation in pursuit of higher returns and asset appreciation.

Aggressive: Able to accept investments with high risk and price fluctuation in pursuit of extreme returns and asset appreciation.

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